Simple Delivery Exceptions?

Following the message regarding Simple Delivery being mandatory from 15th April, I have read the Ts and Cs and can't find what the exceptions are - does anybody know where this information is?

If sending an item selling for less than £10, that fits in a Large Letter package, neither me nor the buyer want to be paying £2.70 for postage which is what the Simple Delivery offer is at the moment when I list such an item (currently overriding with Business Policies which will apparently become invalid).  RM provide cover up to £20 for the item if I send it Large Letter for £1.55 and have proof of posting so why would I pay £2.70.  Its mad!

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Simple Delivery Exceptions?

If you were correctly registered as a business seller, then this problem would not arise.

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