The way it would be sold to you is in its lightest form, ie all the positives. you would spend money using either your phone or a digital wallet, no more cash. Sounds easy enough.
They will say it stops tax fiddles and drug dealers etc, still sounds good.
Reality could be, your transactions now with a card are between you and your bank, a degree of privacy, but all your transaction details will go to a central bank, no privacy, everything you buy, where what, how much, for ever.
Some will say "so what", but it could all tie in with Social credit scores, think an expansion on Experian, imagine you eat to many sausages and drink to much Scotch, you are bad for the environment, in who's eyes? But that's frowned upon and down goes your score, if you are naughty in China now and get a bad social score your access to trains, buses, the library is restricted, be a goody and you get a free gym pass.
It's all out of your control, who decides the rules, who decides if you can go from A to B, have a read of 15 minute cities, it's well documented, part of the UN plans for 2030, this isn't conspiracy and i'm sat in the dark on my keyboard, it's all in public domain......do some reading.
Could it just be the easy version, or could it become the total version, your guess is as good as mine, i just like to observe these things as it's all out of our control, i can see good and bad in it to be fair.
