@brookysbooty
The "how" is easy.
People are venting instead of complaining to the correct groups.
Trading Standards and The Financial Ombudsman.
By adding BPF into a mix that already includes the MBG they are almost certainly committing fraud.
The sales pitch for BPF and the MBG is that consumers don't have as many rights buying from private sellers as they do from businesses.
So eBay added in the free MBG to "balance" that.
That's still active on every listing I've checked and still advertised separately to BPF.
So consumers that buy from Private Sellers have a free protection system for every item they buy, contractually included by eBay for every sale.
So consumers have the rights provided by said contract.
Now they have the mandatory BPF too which essentially does exactly the same thing as the above MBG.
But this time they are charging.
& they've also made it the main condition of sale within a consumer to private seller transaction for any item that has BPF applied (there are exemptions, why I said it like that).
But if you cannot buy from a private seller without paying BPF then that isn't just a consumer to private seller transaction anymore.
That's consumer to business to get access to the private sellers items.
That probably gives consumers an entirely different set of rights. And ironically it's the BPF system that invokes them.
There's loads of different angles on this, but you need to complain to the right people.
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