is eBay ripping me off so I had to create a new account but cant get paid for items sold

So I had to create a new account on ebay But I have been selling items and now ebay wants to verify my bank details it wont let me do that yet I am owed money by ebay but can't get paid unless I open a new bank account

So my issues with eBay are as follows

1) If they can take money out of my bank account then surely they can pay money in?

2) To me the issue/conflict is that Because my bank card was already used on the lost account there is a conflict but ebay denies this

3)Ebay are saying that I have to open a new bank account as they can't verify my bank details? Why can't they verify my bank details/account  I do not understand why?

4 Every time I try to verify the bank details it just sends me around in circles

 

SO how I stand at the moment with eBay is this 

So I have lost my previous ebay account because my laptop went wonky on me and I and had to reset it but forgot to write down and copy user name and password so can't log into that ebay account

So I created a new account and sold items which ebay owe me money for but because I can't verify my bank account (Do not understand why ebay can't verify it, as it just keeps sending me around in circles) so can't verify my bank account????

And now as I am blocked from selling or getting paid for items sold I have just cancelled 3 x items yet now it is saying that I have to refund  the buyers even though I have not actually received any such payments for the cancelled/bought items??? which is totally unfair

 

eBay want me to open a new bank account  I do not want 2 bank accounts just because eBay can't just close my previous account even though I am giving them permission to do so as I can't do it because I have forgotten my user name and password  Bloody joke

 

So can't get paid the money owed too me by eBay and it is not worth selling items if I am not going to get paid for them and can't cancel items unless I pay refunds even though I have not received any such payments for the items

 

 

 

SO what do i do???

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