As a private seller you don't have listing fees. However if you list items for 3 days then you will incur a listing fee.
You don't get your listing fee refunded if a buyer cancels, but when you relist you could list for 7 days instead.
Or, once cancelled, you can make a second chance offer to your under bidder.
Incidentally, if you haven't cancelled yet you could wait the full 4 days and then cancel using "Buyer didn't pay" and your buyer will get an unpaid strike on their account which, if they get another they will be unable to bid on much for a year.
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