Why is Ebay charging more than 10% final value fee

According to Ebay sellers hub, 10% is charged on final amount when item sells but I'm being charged closer to 12.5% . Can anyone clarify please ?

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Unless you have been moved onto Managed Payments. PayPal charge 2.9% + 30p to process your Payment. Enter Fees for Private Sellers into Help and Contact at the top of the Page.