2 Buyers ignored Collection Only & paid via P/pal immediately & I refunded immediately via P/pal

I had one item for sale clearly stating Collection Only, but a Buyer bought/paid & I refunded via P/pal & relisted the item. 

2nd Buyer did exactly the same & I refunded via P/pal the next day. 

The 3rd Buyer paid & Collected. 

Ebay has charged me a fee for 3 sales & on trying to sort it out, I've compounded the problem by inadvertently refunding the genuine Buyer & they don't know how to proceed. 

I now think I should have refunded via ebay?

This is the first time this has happend to me & I don't know how to get out of this muddle, so any help would be much appreciated.

Thanks

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I would expect to see a couple of negative feedbacks thrown in as well any time.

 

ETA: Did you know you have asked for payment by Paypal in your latest listing?

 

Payment by Paypal prior to Collection in Person by Buyer after cleared payment