13-05-2025 11:58 PM
I would like to discuss the issue of delayed payments from eBay, which I find concerning. Their new policy unfairly penalises independent sellers like me who handle our own deliveries. Because I personally transport sports equipment in my specialised van and can't provide a conventional tracking number, eBay is unfairly holding my funds back for an extended period after I successfully sell and deliver the items.
This policy is fundamentally flawed and discriminatory against sellers who offer direct, reliable delivery. Even though I've attempted many times to talk to eBay support, they've shown they aren't concerned about the impact this restriction is having on my livelihood.
After 20 years of contributing to this platform, I can honestly say that eBay's current treatment of sellers resembles a coercive environment, particularly with their emphasis on electronic payments. Despite cash being the official legal tender in the UK, eBay appears determined to dictate our payment methods, thereby undermining the principles of free choice and potentially violating the spirit of UK law in their operations.
It wouldn't surprise me if this discriminatory and unsustainable policy faces legal challenges in the future, as I cannot believe that such blatant disregard for how things used to be and what sellers need can continue indefinitely.
14-05-2025 12:06 AM
"JB Technical Service is a small UK engineering business" means you are registered incorrectly.
14-05-2025 12:16 AM
If you were correctly registered as a business seller then you wouldn't have to wait for payment.
14-05-2025 6:33 AM
Previously, when Ebay allowed cash payments, buyers were excluded from the Money Back Guarantee and had no protection if they discovered that the item they purchased was faulty. Paying through Ebay checkout gives them a level of protection.
You mention 'the spirit of UK law' but you are denying your buyers their legal right to return their purchase to you within 14 days for any reason. Business sellers are also obliged to display their business details on their listings.
As advised, you need to upgrade your account to a business account. You would be able to access your funds more quickly via scheduled daily payments.
https://www.ebay.co.uk/sellercentre/selling/create-ebay-business-account
14-05-2025 9:13 AM
Thank you for your comment. I'd like to clarify a few points regarding eBay's policies and my selling practices.
Firstly, regarding the account upgrade, I appreciate the advice. It's surprising that eBay support didn't mention the issue during my previous phone discussions. I will certainly follow up with them again to ensure my account is correctly set up.
Secondly, I believe it's important to differentiate between new and pre-owned or refurbished items, especially when discussing pricing and buyer expectations. An equitable comparison is not made when comparing the price of a brand-new item to that of a second-hand or refurbished one, which is often sold at a significant discount (e.g., 80% or less of the original price).
In the spirit of your point about buyer protection, let's consider other platforms. When purchasing a second-hand item at a car boot sale, through Gumtree, or on Facebook Marketplace, buyers typically do not receive the same level of buyer protection as on eBay. The nature of these transactions necessitates a certain level of caution.
Similarly, when someone chooses to buy a used or refurbished piece of large, heavy equipment (like the items I often sell) at a substantially reduced price compared to a new one with a full warranty, they are making a conscious decision. They understand the trade-off between cost savings and the absence of a comprehensive warranty. If a customer desires a full one-year warranty and complete protection, they have the option to purchase a brand-new item for approximately £2000 or £3000. Alternatively, they can choose a fully functional refurbished or second-hand product from me for around £300 or £400 without a warranty but with full service support. This decision is the customer's choice. The same principle should apply to payment methods; the option to pay by cash or card should also be a matter of customer preference.
My process for these larger items involves personal delivery and thorough testing on the buyer's property after transportation. This procedure ensures that the item is fully functional upon handover. Naturally, we would arrange a return if any issues arose upon delivery.
Regarding the 30-day return policy, my approach is to ensure the item is working correctly at the point of delivery for these specific types of goods. Given their size, weight, and the personal delivery involved, a blanket 30-day return policy for any reason presents significant logistical and cost challenges that are not typically associated with smaller, easily shipped items like sunglasses.
Furthermore, I do have concerns about the move towards mandatory electronic payments. Limiting payment options exclusively to card transactions could potentially discriminate against individuals who, due to various reasons, may prefer or require cash payments. Forcing a single method of payment contributes to a cashless society, which may not be desirable or accessible for everyone. Offering buyers a selection of payment methods acknowledges their diverse financial situations and inclinations.
Regarding the display of business details, it's important to note that the General Data Protection Regulation (GDPR), which applies in the UK, sets guidelines on the processing and display of personal data. I value my privacy, and while institutions like the tax authorities, my accountant, eBay itself, and the council are aware of my business details, GDPR allows me as a small business in the UK to limit the extent of personal information I need to publicly display, which helps protect against potentially difficult clients.
Finally, I understand that some buyers may perceive eBay's current cash payment policy as limiting their options.
I am committed to operating fairly and will be contacting eBay again to discuss their account requirements and ensure my listings are in full compliance with their policies while also reflecting the nature of the pre-owned and refurbished goods I offer.
14-05-2025 11:58 AM
Maybe have a look at the link below from gov.uk. Lots of useful, factual information regarding business sellers and distance selling.
Definitely read this part:
You must provide certain information if you’re selling goods or services through digital TV, by mail order or by phone or text message. This is called distance selling. (Also applies to selling online) As well as the rules for distance selling, there are extra rules for selling online.
If you do not follow the rules you could be made to provide the goods or services as agreed, pay compensation or be given an unlimited fine or a prison sentence.
There are extra rules you need to follow if you’re:
You must provide:
https://www.gov.uk/online-and-distance-selling-for-businesses
14-05-2025 1:22 PM
@jb_technical_service wrote:
Regarding the display of business details, it's important to note that the General Data Protection Regulation (GDPR), which applies in the UK, sets guidelines on the processing and display of personal data. I value my privacy, and while institutions like the tax authorities, my accountant, eBay itself, and the council are aware of my business details, GDPR allows me as a small business in the UK to limit the extent of personal information I need to publicly display, which helps protect against potentially difficult clients.
The GDPR has nothing to do with business sellers trading compliantly though, including displaying contact details, that's not what it's for.
You shouldn't need to contact eBay for clarification on whether you're trading as a business or not (if you get eBay CS outside the UK they may not be able to advise correctly anyway). A private seller is one who is just selling off their own personal items such as clothes from their wardrobe, bits from their loft/garage etc.
eBay has a guidance page which explains this:
Business sellers can't represent themselves as private individuals
Taken from:
14-05-2025 2:02 PM
You have to weigh up the risk, displaying your details are required for a business and registering as private to avoid that might seem ok but you also have passed the fees over to the buyer and the CMA are coming down on that. Maybe check them out as find out what could happen. a penalty of 10% of worldwide trade or if your a small business a fine upto 300k (Thought it was 30k before). They have just been given more powers. I will probably get a ban as eBay likes to hide this
14-05-2025 2:10 PM
“When purchasing a second-hand item at a car boot sale, through Gumtree, or on Facebook Marketplace, buyers typically do not receive the same level of buyer protection as on eBay.”
The law is different when buying online as opposed to buying via a car boot sale.
“Regarding the display of business details, it's important to note that the General Data Protection Regulation (GDPR), which applies in the UK, sets guidelines on the processing and display of personal data. I value my privacy, and while institutions like the tax authorities, my accountant, eBay itself, and the council are aware of my business details, GDPR allows me as a small business in the UK to limit the extent of personal information I need to publicly display, which helps protect against potentially difficult clients.”
'as a small business' But you are registered as a private seller, thereby seriously misleading buyers by pretending to be a private seller and passing on unnecessary fees to your buyers.
14-05-2025 3:18 PM
@jb_technical_service wrote:
Firstly, regarding the account upgrade, I appreciate the advice. It's surprising that eBay support didn't mention the issue during my previous phone discussions. I will certainly follow up with them again to ensure my account is correctly set up.
All you need to do is change the "Account type" in your profile.
You need to do this because The Digital Markets, Competition and Consumers Act makes it a specific (criminal) offence for a trader to masquerade as a private seller.
@jb_technical_service wrote:
Regarding the 30-day return policy, my approach is to ensure the item is working correctly at the point of delivery for these specific types of goods. Given their size, weight, and the personal delivery involved, a blanket 30-day return policy for any reason presents significant logistical and cost challenges that are not typically associated with smaller, easily shipped items like sunglasses.
The Consumer Contracts Regulations give consumers 14 days to cancel a distance sale without even requiring a reason to be given - you can set your returns policy to 14 days in business policies. Note this only applies to remorse returns; i.e. where the buyer has changed their mind about the purchase.
Under the Consumer Rights Act a consumer has 30 days following delivery, collection or installation of a "durable item" to reject it if it is not of satisfactory quality, not fit for a particular purpose, not as described or is otherwise faulty. If a consumer rejects the item under this short term right to reject the trader is responsible for bearing all costs involved including the return of the item and refunding the buyer (eBay's Money Back Guarantee incorporates this element of the CRA).
@jb_technical_service wrote:
Regarding the display of business details, it's important to note that the General Data Protection Regulation (GDPR), which applies in the UK, sets guidelines on the processing and display of personal data.
The GDPR and the Data Protection Act are concerned with the processing and unauthorised use of personal information. As you are a a trader who is legally obliged to display your business details (as per the CCRs) eBay are not breaching the GDPR nor the DPA by displaying them; they will be doing so in order for you to comply with the law.
14-05-2025 4:12 PM
Well this is awkward....
14-05-2025 9:35 PM
Thanks to everyone for pointing out the potential issue with my account registration. It seems I may have misunderstood the requirements for business sellers on eBay. I appreciate the links and information provided, especially regarding legal obligations to display business details and the implications of the Digital Markets, Competition, and Consumers Act. I will promptly review my account settings to confirm my correct registration as a business. While I am doing this, I still believe there are valid points to be raised about the challenges faced by sellers like myself who handle their transport and the limitations of a purely electronic payment system. I hope that by resolving my account registration, I can then have a more productive discussion about these broader policy concerns and potential solutions for sellers with unique business models. Hopefully, addressing my account will also resolve the payment delay issue I initially raised.