Hi, When checking through the sell everything for free (private sellers only) I think I understand that hidden in the terms is the fact that private sellers will no longer get proceeds paid into their bank accounts directly. Instead they will be put into an "ebay balance" and a separate request will have to be made to transfer to seller's bank. Have I read this correctly? I suppose Ebay hope it will be used to make Ebay purchases with ease. Welcome comments from other private sellers.