Pre-approved lending offer June 2025 - sign of the times...?

[bazinga-games]

😆😂🤣  I'm sitting here really chuckling right now!

I've just had one of the usual offers from 'YouLend' telling me that I'm pre-approved for funding (not that I ever take them up on their kind offers 😆 ), but this one has really made me laugh.

I'm only a small seller, so usually get offered two or 3 thousand-odd.  The latest one says... wait for it......

"Based on your eBay sales volumes, we're pleased to inform you that you've been pre‑approved for £34."

😂 🤣 🤣

Is this an error...?  🤔  Mind you, if it's not, it's actually a very bad sign of the times, isn't it..?  We know things are bad on this site, but oh my!  £34 !?!?  🙄

[vintage_clearout]

Since they are unregulated you'd probably have a more professional experience and better rates borrowing from UniLad than YouLend.

[messier44000]

Would imagine that was sent by an AI bot and not a real person.

Enough to buy you a few coffees to drink while packing your orders

[bojangled]

I think it was just over a year ago these were being sent out with 

‘You have been pre-approved for £ !’

With no monetary value at all.

If I was looking for finance I certainly wouldn’t be looking at this lot with their unprofessional, unchecked communications.

Jo

[bazinga-games]

Oooh, thinking about it, I'm sure I had one of those quite recently.

If they can't get their emails right, who would trust them with finance...?  🤔 😐

[qualitycardsandgifts]

received this message earlier

" Congratulations !   You've been pre-approved for £6 

Wow, I'd better accept before they change their minds

[darth_baggins]

I've been offered the princely sum of £225. And yes I've had several blank offers.

It just makes eBay look hugely unprofessional.

[bojangled]

Am I special ? I was offered £900 ( as opposed to the usual £2-£3k) 

I’ve closed shop and only have one listing. 
Jo

[vintage_clearout]

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@darth_baggins wrote:

It just makes eBay look hugely unprofessional.

---

That takes some effort, 10/10 to YouLend!

[messier44000]

I got offered £925

Closed my shop over a year ago to concentrate on You-tube, website and public open days. 

Gone from over 250 listings on eBay to 19

[papso22]

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@qualitycardsandgifts wrote:

received this message earlier

" Congratulations !   You've been pre-approved for £6 

Wow, I'd better accept before they change their minds

---

I think that's the lowest I have seen yet.

[kat@ebay]

Hi All,

Thank you for your posts.

The minimum offer for Seller Capital with Youlend is £500 so these low amounts in your emails looks to be an error.  The full details on Youlend is here.

I have reported the emails with the relevant team so they can be reviewed.

Thank you,

Kat

[beddaustamps]

I thought it was just me (or eBay telling me to get lost) ... £84

[greatgiftshampshire]

I got an offer for £37 lol followed by another for £3700 I would never take any of these offers as they want 22% of your sales as repayment, keep well clear is my advise 

[padanpcparts]

Who is seriously going to borrow money from a company that either offers you BLANK or £40?

[auctiongabble]

It would be nice if there was an option to be removed from these nusince messages.  I was told that we would need to turn off certain account settings to stop 3rd party advertising and was also told we would have to speak to you lend as ebay themselves are not responsible.

Maybe more feedback to be passed back for these messages to stop on users requests?

[kat@ebay]

Hi @auctiongabble ,

Thank you for your post.

I'll share your feedback for these messages.

Thank you,

Kat