26-12-2024 10:00 AM
Posted again as answer incomplete.
I have never sold on Ebay until this year. As we are downsizing, I have been selling old items from our loft which we have owned for years or been left by family who have since deceased. These items were purchased with money earnt whilst working and vat paid on the original purchase. Over the year, I have sold just over £1000 which is much needed towards household costs, but due to rules by Ebay on reporting "taxable income", my money (£27) is not being released unless I give my NI Number. I totally object to Ebay policing my account on behalf of HMRC and I'm sure blackmailing a client is unethical and potentially illegal. I understand the need for ensuring a business is taxed, but for a 70 year old clearing stuff out this is appalling.
The answer I received just directed me to policy.
It did not answer: Why did ebay allow me to continue to sell items knowing it was not going to pay the proceeds from my sale to me; holding them ransom? If the policy is 30 items, then simply prevent sales over that.
30-03-2025 5:33 PM
Sorry?
There is no difference between legislation and the law, they are literally the same thing.
You clearly haven't read the user agreement, it includes a section that says they can withdraw their services (which includes payment services) if they think a member is causing a legal liability for ebay. Given that ebay gets the fine for not abiding by the new reporting regulations I would say that covers the non provision of the National Insurance number when asked for it.
Ebay's most recent user agreement came in after the reporting regulations, that is a new section, I think to cover just this scenario.
Anyone who sold after this addition to the UA agreed to its terms.
30-03-2025 6:18 PM
legislation by definition, is a set of rules laid out in parliament that eventually (mostly) leads to law. Legislation therefore is not necessarily law.
you clearly haven't read my post. At no point did I argue about the contents of the eBay user agreement. I said 'Irrespective of whatever is in the agreement......'
You are missing the point of this thread, seemingly blinded by the user agreement and what ever constitutes law or legislation.
Put simply, eBay ARE withholding sellers funds and using it to coerce sellers to provide their NI number. Fact.
Perhaps a better, nicer approach would have been to suspend everyones selling account until they provided the information. Sellers could then make an informed choice without having any financial loss via coercion. EBay would probably have lost too much business in that scenario so that is probably why it was nt rolled out that way.
The government have now acknowledged that perhaps the £1000 threshold was a tad low and have agreed to raise it to £3000. But not just yet...... watch this space
30-03-2025 6:37 PM
I agree with you, ebay is using the only thing it can to try and get members to provide their NI number. That's withholding funds. But I don't agree it's illegal.
The trading allowance threshold of £1,000 is nothing to do with the reporting thresholds under the rules from 1st January 2024.
The trading allowance is not being raised to £3,000, what may be raised is the threshold for the full self assessment return. The tax rules themselves have not been announced as changing.
30-03-2025 7:07 PM
@craft-modelling-supply wrote:
Irrespective of what it says in the agreement, eBay is withholding money that doesn't belong to them in exchange for information. Other well meaning posters in this thread also don't seem to understand the new legislation. It is eBay, not the individual seller that is liable for a fine (from HMRC) for not providing the information. As a result, eBay are unlawfully withholding monies belonging to an individual, to force or bully them into providing said information. That is definitely coercion, and I would say, against the law.
As stated by someone in an earlier post, you should do some homework on the differences between legislation and UK law.
Correct it is eBay that will be fined if they do not ask their eBay Sellers for their NINO, but if they cannot get the info they should information the eBayer first of the basic information they have to send to HMRC.
eBay may/will inform them that their sales funds will be put on hold & state date it will be paid out as it cannot be withheld forever..
17-05-2025 6:49 PM
you are stopped from purchasing anything of ebay as well