What are you trying to buy?
If it's a bladed item, and the description for this is broad, it includes for example letter openers, and cake slices, then you need a credit card on your eBay account, as this shows eBay you are 18 years or older, the legal age to buy any bladed item.
A credit card on file is the only form of age verification, eBay accept.
@hmconc84
