Ebay guarantee affecting sales?

since ebay have introduced the money back guarantee charge.I haven't sold a carrot.Has it affected anyone else the same?Quite why the charges are so high i cannot fathom.Especially as they(Ebay) keep hold of the sale money until at least 2 days after it has been delivered!!Having been on here for over 20 years,I think that this may be the straw that breaks the camel's back for quite a few on here.Good luck to all that remain.

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