Buyer protection fee

If a buyer is charged the buyer protection fee over and above the asking price then how is it when someone made me an offer the final price I receive is what they offered minus exactly the buyer protection fee? So both of us pay the fee? 

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Buyer protection fee

When a seller lists an item they list at the price they want for the item so the buyer fee is added to the list price and seller receives what they wanted.

 

When a buyer makes an offer ,the offer is the maximum they want to pay including the buyer fee,so the  fee is taken off the offer for the seller to decide whether to accept or not.

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