Stopping payments going through Pay Pal

[mrob52589]

We do not have an account with Pay pal, and choose to pay by card. Items are paid in full and there is no financial account with Pay Pal; but apparently it is linked to E Bay, so how do we stop E Bay sending the details to Pay Pal allowing them to access our bank account?

[papso22 · Accepted solution]

If you don't have a paypal account, and you don't need one if you just buy, then all the involvement paypal will have is as set out in the other reply. There is nothing you can, or need to, stop.   

[red_magpie]

Things have become very complicated since eBay started to roll out its new managed payments scheme.

Under the old system, you paid the seller direct. if you paid by debit or credit card, eBay processed this through Paypal to pay the seller. If your seller is not yet on managed payments, this is how your card payment will still be processed, and will explain PayPal's involvement. (It does have the advantage that your purchase may be covered by Paypal's buyer protection policy.)

For sellers who have been moved onto managed payments, buyers now pay eBay direct. If they pay by credit or debit card eBay processes this and then pays the money, less their fees, into the seller's bank account. I wouldn't have thought Paypal was involved in this at all. Although someone may know better - it's all very new!

[mrob52589]

Thank you both, thw reason we were concerned is that some months ago,it seemed Pay Pal intended charging customers if they did not use their facility. We feel our money is ours to decide to whom it will be paid and would not be coerced into buying more than wqe wanted,so we advised Pay Pal we wanted no further contact with them.seeing their name on our statement was confusing and we wondwewd if anyone had accessed our account.