09-11-2020 6:43 AM
As already said you never had any cover. The Money Back Guarantee is for condition on delivery BUT on condition that you pay by paypal.
Collection items are best paid for in cash as that is safest, but for something that cannot be examined and tested on the spot, before payment, Paypal would have been best, but the MBG is only for 30 days.
Unless the seller was a Business Seller when you could complain to Trading Standards there is nothing you can do.
Sorry there is No Buyer Protection with a Cash Payment. PayPal don't Cover Collection Items under any circumstances.
If the Seller is a Registered Business you could seek Legal Advice.
I paid cash on collection for the item
In that case there is nothing you can do through eBay or PayPal (obviously).
If this was a UK business seller, I would start by asking advice from trading standards. The fact that you've had it for three months doesn't remove your statutory consumer rights.