Everything I buy has a pending on it.

I have been a member of ebay for a very long time both as a buyer and seller. In the last year or so, all my payments are on pending even though I have gone through the usual method of paying for items. I have never been a non payer and always pay as soon as I win or buy so why has it suddenly changed?  I should also point out that a few transactions did not go through and I think that may have been the seller cancelling my pending payment but usually it takes around 5-10 minutes and the pending is lifted. Any advice or answers would be welcomed, thanks.

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