Account restricted for no reason

[danwil7077]

for months my account has been restricted, i went the buy a £150 keyboard and ebay told  me

"You’ve reached a temporary buying restriction. You can only buy items where you can pay immediately at checkout. To continue, find an item with an immediate payment method and click on the “Add to Cart” button in the listing. "

Every mitme ive bought off my own account has been fully paid for, every item off my fathers account has been fully paid for and hes a very by the book ebay seller so its not like either of us could have acrued any bad reputation as we pay for what we buy and sell legitimately. I only ever buy off my own account but fo about a year now it has been giving me that error message. There have been multiple times i have gone to bid or buy an itme and the error message has prevented  me from buying, Only issue ive had with ebay was i bough a refurbished phone from a seller that offere 12 months warranty and the sellere never honoured it when it became faulty and ebay refused to get involved. that is the only issue ive had with ebay as i feel the shouldhav epunished the seller for not honouring the warranty they advertised. any help would be greatly appreciated as im looking to make a lot of purchases in the nesxt month or two and sadly cant do so withthe current restrictions in place. 

Dan