Buyer lives in student accommodation and has asked to pay by credit card

 When I received a bid from someone with no feedback I messaged him before the auction ended and told him that if he won I would only accept payment via PayPal and would be sending the item (free) by recorded delivery. He was the highest bidder and only then did I get to see that his address is in a students hall. He has also now asked if he can pay by credit card. Under these circumstances I don't feel happy to send the item to a student hall. Am I able to refuse his winning bid and offer the item to the next highest bidder. If so how do I do this .Any advise appreciated thanks

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