Oh please reflect what you have just said!

Do you believe one of the behemoths , one of the biggest  online marketplace Companies,  would exist if what you purported to happen was true... eBay keeps money, ' steals it'   and the seller has to pay compensation !

Are you a regular seller ,  or one who sells now and then with big breaks ? 

This sends red flags to eBay as sudden selling activity could mean a hijacked account,  so money is placed on hold  until they are satisfied the item is received,  and the real owner of the account has returned to sell.

It's a good security measure, nothing has been stolen !

@midnightprowi