“Payed out”

I think you mean “released” as there is no automatic transfer to bank account, you have to do that if required, once money is released.

As a new seller the hold on money may be longer than just to delivery taking place, as the buyer has 30 days from delivery in which he can open a case for a refund.

Suggest you read sll about “holds” here. https://www.ebay.co.uk/help/selling/getting-paid/getting-paid-items-youve-sold/payments-hold?id=4816...