Many thanks for your reply Fargvs,you are right, I'm only an occasional seller, but it has been this way for over a year now & I have not been able to remedy the situation.
I have got a current bank card attached & this has been verified. I moved house over 5 years ago, but have updated these details.  My NI number is on the system and everything else that I have been asked for has been done.
It's just I'm limited to only 1 item per month & no more than £10. It seems like a crazy level to have reduced me to. I'f I'm clearing out stuff from the house that I want to sell, then 1 item at £10 per month doesnt make sense. I would probably give such an item to a charity shop.
Is there anyone I can actually contact at Ebay who can help resolve this. 
it's really as if they dont want to have to deal with people, yet the systems they have in place simply don't help me.
Thanks again for trying to help.
TD 🙂