Just today I realised that if I list "buy it now" items with offers and I accept an offer I don't get the full amount.....for example if I list an item for £100( with offers)  and it sells for £100 I recieve the full amount but....if I get sent an offer for say £75 ,  I dont actually receive £75 .  The £75 offer includes buyer protection so im affectively paying the buyers protection myself.....and I would only receive say £70 ....how can ebay get away with this ?  I complained and all they kept repeating was"  we tell you before you accept exactly how much you receive and it includes buyer protection "  but that's not the point.... if a buyer offers me £75 I should receive £75 and the £4 buyer protection should be added on to the offer price their end ... they do this with a normal transaction so why is it different if you accept offers .it should be exactly the same....why is nobody annoyed by this? I can't find anyone talking about it ....ebay claim its free to sell for private buyers now so why am losing that £4 my end?  It's sneaky and immoral.... the only solution I can see is no longer allow offers... if I list something for £40 I receive £40 .....I would advise everyone to do this.....