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@jonatjonatjonat wrote:

You don't need to.

If an item is lost- the buyer opens a case with ebay for Item not arrived.

ebay will refund the buyer themselves - you keep the sale proceeds.

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To come at this from a different angle here.....

If I've understood this correctly, is this not just a scammers perfect set up?

I buy from you. I get my item, thank you very much, but I say it never turned up.

I claim, eBay give me a refund, I now have your item for free & eBay take no money off you.

You've got your money. I've got a free item. Win-Win yet wrong.

I'm hoping I've not understood correctly because that's a very bad setup if so.