Update... Just spoke to Ebay customer help and they told me it has happened because it's the new year and they make everyone do this again every year.

There was no explanation about this in any of the previous messages from Ebay, just some generic stuff about my debit card and bank account not being available for payouts and payments.

They escalated the issue and put me on hold and told me to add the same bank account. Did that and the problem still persists. They also told me that when we did the micro payments last year they couldn't get the few pence back from my bank.

My Ebay account is now saying my everything is on hold for 48 hours even though I only added the same bank details.

They will call me back tomorrow. Stay tuned for the next exciting instalment.