'The Buyer did this and he was refunded by Ebay within 10 minutes at no charge to me. '

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Yep, this is how S.D. is supposed to work!

This does rely upon the buyer knowing *which* reason to choose for the 'return' , so I'm assuming , after looking it up, you told the buyer which option to choose.?

(if the buyer chooses 'not as described' the seller ends up refunding ; then you'd have a fight on your hands getting ebay C.S. to change their minds )