Is there a hidden Insurance fee buried within SD? I tried multiple
listings of the same item, which was declared as a 1kg small parcel. The
true cost of a tracked 48 label is £3.45. When I stated a selling price
(with buyers protection as I pay that) of £50 and £100 I was given an SD
rate of £3.38 - so 7p below the Royal Mail price. When I entered a
selling price of £150 and £200 the Royal Mail Tracked 48 label price
jumped to £3.94 which is well above the Royal Mail price.

I ask as I thought it was illegal in the UK to include a hidden
insurance in the price of a service - thus the PPI and similar scandals
of the past.