( 00.50 last night )

Yes Momma, I was still busy but just with a lot of minor routine type things; just like today really - things like bank appointments because of deposit bonds* maturing ( mine plus the kids ) and therefore needing rolling over for another year.  Did think about doing two years this time, but the interest rate difference wasn't great and I suspect rates will rise a lot sooner than Mark Carney expects or wants so better to have the flexibility of a 12 month renewal and catch the rates upwards than to lock in long term at a low rate.

Rather boring paperwork really - hence nothing much to report!

Well, you did ask...

*A kind of savings account; pays a bit more interest but you can't touch what is in it for the duration of the term of the account.  Usually available in 1 year, 2 year or 5 year versions ( though other time spans are available ).  In geberal, the longer the term the higher the interest rate offered.