Paddy was telling his mate Patrick about his best pal, Tommy.

He told how Tommy was feeling fed up, down and despondent because he was over €3,000 behind with his mortgage and was about to have his home repossessed.

He'd driven to the Cliffs of Moher, locked all the doors and was about to drive over to end it all when a total stranger asked him what the heck he was doing and why.

After Tommy told all, a group of total strangers had a whip-round and collected over €3,500 to help him. Tommy was overcome with joy and decided not to end it all and continued with his original journey.

"Who the heck were those generous strangers" Patrick asked.

Paddy replied "Oh, they were the passengers on Tommy's bus".