Points 1 to 5 plus PS --- great ideas but I would add that all MPs and Councillors should take an immediate pay cut of twenty percent.  They've cut everything for everyone else while managing to not cut a penny off their ill gotten gains.

I remember many years ago a terrible famine in Biafra and a report on TV saying all the millions sent there being a waste as they were doing no good at all.  The reporter saying it would be more effective if the ambassador  gave out sixpences in the street. 

That's the basic problem,  govt. has has too much of our money leaving everyone with too little.

"Money that moves is money that grows"  possibly said by Keynes?