That's why I have always had money invested through " Insurance " based plans & not through Bank based investment port folios. See link......Bank based compensation has gone down from £85,000 to £75,000 ( EU Law, which ALL member states must comply with ).......but Insurance based Investments have been increased to 100%......ALL your money back.........it used to be 95% I believe.

http://www.castlefield.com/media-library/blog/changes-to-the-financial-services-compensation-scheme-...