I don't pay monthly for our energy bills. I pay quarterly, with a paper bill. It's not saving me any money, but it makes me feel good because I am a thorn in their side! They are not going to make one penny in interest by my paying for energy in advance, and they are constantly contacting me to try and persuade me to go direct debit. I keep reminding them that they are there to serve me, and that I will pay the bills in a way that suits me. I also have a rolling contract for my mobile phone and have a paper bill for that too. Same with the Council Tax.....I pay that weekly,in cash, at the Council Office. I have an intense dislike of Direct Debit and will not have one. I rather like being a difficult customer!😊