I work for a social housing association, dealing with rent arrears, I and would not advise deliberately going into arrears to 'avoid' the tax. Yes, you could wind-up before a judge who could order you to pay (He would want to examine your finances in minute detail beforehand) £3.60 p/w minimum (or whatever) but before this you would receive numerous phone calls, letters and personal visits, a 'black mark' would be placed against your rent account, precluding you from moving home until your arrears are cleared, and the court costs (minimum £100.00) would be added to your rent account.

As for the 'What is a bedroom/bedroom size' issue, we have taken legal advice and the number of bedrooms in a property is as stated in the tenancy agreement.

The laws regarding bedroom size were brought in to prevent unscrupulous private landlords overcrowding properties and have no relevance to the welfare reform act 2012.

You may boo and hiss me for being a collector of the bedroom tax but six months ago I was unemployed, 'sponging off the state' and receiving ££££s in benefits.

Now I do not receive a single penny in government hand-outs and fully pay my own way.