Haven't you ever wondered why supermarket chains and big retailers operate loyalty cards?  It isn't  so that they can sit down with a computer and work out how to improve their profits,  It is because Big Brother - the Government, buys the information off the supermarket chains so that they can work out how much shoppers in general are spending on certain commoddities so that they, in turn, can raise taxes on certain items to milk us for all we are worth.  Without buying the information from supermarket chains, how customers spend their money in general would be just a calculated guess.

THAT is the reason I don't waste my time on one point here, or ten points there when I go shopping, and why every penny I spend is in CASH  so that this twisted Government have no way of knowing how much money I have and how I spend it.   Going off at a tangent maybe, but with interest rates as they are, there is no point in saving any money.  For many years, all my money went into a safe.  Now it stays in an even safer area - my pocket!