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  <channel>
    <title>topic Re: EX -Pat pensioners to get reduced pension if living abroad in The Round Table</title>
    <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2019286#M104483</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.ebay.co.uk/t5/user/viewprofilepage/user-id/3057450"&gt;@cee-dee&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;&lt;FONT face="book antiqua,palatino" color="#0000FF" size="3"&gt;Debateable? &lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT face="book antiqua,palatino" color="#0000FF" size="3"&gt;"&lt;FONT color="#000000"&gt;You pay National Insurance contributions to build up your entitlement to certain state benefits, including the State Pension.&lt;/FONT&gt;"&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT face="book antiqua,palatino" color="#0000FF" size="3"&gt;Quote from a .gov website.&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;And . . . .&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Where does it say that the monies you pay as NI are a contribution towards your pension - the level of entitlement isn't even fixed but can be changed at any time, and has been, by the government in power.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Even the website you quote from is describing the State Pension as a "benefit"&lt;/P&gt;</description>
    <pubDate>Thu, 26 Sep 2013 22:53:25 GMT</pubDate>
    <dc:creator>upthecreekyetagain</dc:creator>
    <dc:date>2013-09-26T22:53:25Z</dc:date>
    <item>
      <title>EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2017658#M104452</link>
      <description>&lt;P&gt;Can't disagree meself, if they want to live cheaply, not to put the money back in blightly then fair enough&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2013 17:08:20 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2017658#M104452</guid>
      <dc:creator>dinkydoo.doo</dc:creator>
      <dc:date>2013-09-26T17:08:20Z</dc:date>
    </item>
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      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2017882#M104454</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.ebay.co.uk/t5/user/viewprofilepage/user-id/4883942"&gt;@dinkydoo.doo&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Can't disagree meself, if they want to live cheaply, not to put the money back in blightly then fair enough&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Ok ..were does it say that..Or am i talking to a Tea roll&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2013 18:00:08 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2017882#M104454</guid>
      <dc:creator>tommy.irene</dc:creator>
      <dc:date>2013-09-26T18:00:08Z</dc:date>
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      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2017890#M104455</link>
      <description>&lt;P&gt;&lt;FONT size="3"&gt;Their pension, their money to spend as they wish.&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2013 17:58:09 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2017890#M104455</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-09-26T17:58:09Z</dc:date>
    </item>
    <item>
      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2018154#M104460</link>
      <description>&lt;P&gt;Aren't they scrapping the winter fuel benefits for ex-pats living in warm countries from 2015?&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2013 18:42:57 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2018154#M104460</guid>
      <dc:creator>joe_bloggs*</dc:creator>
      <dc:date>2013-09-26T18:42:57Z</dc:date>
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    <item>
      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2018492#M104465</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.ebay.co.uk/t5/user/viewprofilepage/user-id/3782285"&gt;@joe_bloggs*&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Aren't they scrapping the winter fuel benefits for ex-pats living in warm countries from 2015?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes ..but some parts of Spain are colder than the UK.. &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2013 19:34:51 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2018492#M104465</guid>
      <dc:creator>tommy.irene</dc:creator>
      <dc:date>2013-09-26T19:34:51Z</dc:date>
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      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2018600#M104472</link>
      <description>&lt;P&gt;i can see the arguement for cancelling the fuel allowance but i feel the pension should be the same wherever they live it is there money they (mostly)worked and put into it&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2013 19:56:28 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2018600#M104472</guid>
      <dc:creator>fionajohnston</dc:creator>
      <dc:date>2013-09-26T19:56:28Z</dc:date>
    </item>
    <item>
      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2018676#M104476</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.ebay.co.uk/t5/user/viewprofilepage/user-id/1957642"&gt;@fionajohnston&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;i can see the arguement for cancelling the fuel allowance but i feel the pension should be the same wherever they live it is there money they (mostly)worked and put into it&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;The idea that NI payments are a contribution towards a future pension is no more tenable than suggesting that what used to be called "Road Tax", (now Vehicle Excise Duty), is a contribution towards the cost of providing roads.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Pensions are simply a benefit payment like any other and as such are made at the whim of the government in power, at the rate they decide and to those they deem qualify for the benefit.&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2013 20:09:34 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2018676#M104476</guid>
      <dc:creator>upthecreekyetagain</dc:creator>
      <dc:date>2013-09-26T20:09:34Z</dc:date>
    </item>
    <item>
      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2019088#M104480</link>
      <description>&lt;P&gt;&lt;FONT face="book antiqua,palatino" color="#0000FF" size="3"&gt;Debateable? &lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT face="book antiqua,palatino" color="#0000FF" size="3"&gt;"&lt;FONT color="#000000"&gt;You pay National Insurance contributions to build up your entitlement to certain state benefits, including the State Pension.&lt;/FONT&gt;"&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT face="book antiqua,palatino" color="#0000FF" size="3"&gt;Quote from a .gov website.&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2013 21:48:04 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2019088#M104480</guid>
      <dc:creator>cee-dee</dc:creator>
      <dc:date>2013-09-26T21:48:04Z</dc:date>
    </item>
    <item>
      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2019286#M104483</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://community.ebay.co.uk/t5/user/viewprofilepage/user-id/3057450"&gt;@cee-dee&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;&lt;FONT face="book antiqua,palatino" color="#0000FF" size="3"&gt;Debateable? &lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT face="book antiqua,palatino" color="#0000FF" size="3"&gt;"&lt;FONT color="#000000"&gt;You pay National Insurance contributions to build up your entitlement to certain state benefits, including the State Pension.&lt;/FONT&gt;"&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT face="book antiqua,palatino" color="#0000FF" size="3"&gt;Quote from a .gov website.&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;And . . . .&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Where does it say that the monies you pay as NI are a contribution towards your pension - the level of entitlement isn't even fixed but can be changed at any time, and has been, by the government in power.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Even the website you quote from is describing the State Pension as a "benefit"&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2013 22:53:25 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2019286#M104483</guid>
      <dc:creator>upthecreekyetagain</dc:creator>
      <dc:date>2013-09-26T22:53:25Z</dc:date>
    </item>
    <item>
      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2019292#M104485</link>
      <description>&lt;P&gt;&lt;FONT face="book antiqua,palatino" color="#0000FF" size="3"&gt;That's why I said "debateable".&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;FONT face="book antiqua,palatino" color="#0000FF" size="3"&gt;Anyway, what else can you call a pension howsoever "earned"?&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2013 22:56:39 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2019292#M104485</guid>
      <dc:creator>cee-dee</dc:creator>
      <dc:date>2013-09-26T22:56:39Z</dc:date>
    </item>
    <item>
      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2019300#M104487</link>
      <description>&lt;P&gt;Well I can see the one side of the argument that says the State Pension is just a benefit like any other but not much to say that it is not just an entitlement but something paid for which implies ownership of the funds.&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2013 23:04:16 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2019300#M104487</guid>
      <dc:creator>upthecreekyetagain</dc:creator>
      <dc:date>2013-09-26T23:04:16Z</dc:date>
    </item>
    <item>
      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2019304#M104489</link>
      <description>&lt;P&gt;&lt;FONT face="book antiqua,palatino" color="#0000FF" size="3"&gt;But if you never contributed, what you might get (????) isn't the State Pension?&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2013 23:07:48 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2019304#M104489</guid>
      <dc:creator>cee-dee</dc:creator>
      <dc:date>2013-09-26T23:07:48Z</dc:date>
    </item>
    <item>
      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2019336#M104493</link>
      <description>Agreed - what you'd get is a different benefit - doesn't mean to say that the State Pension isn't a benefit though.</description>
      <pubDate>Thu, 26 Sep 2013 23:19:50 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2019336#M104493</guid>
      <dc:creator>upthecreekyetagain</dc:creator>
      <dc:date>2013-09-26T23:19:50Z</dc:date>
    </item>
    <item>
      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2019340#M104494</link>
      <description>&lt;P&gt;&lt;FONT face="book antiqua,palatino" color="#0000FF" size="3"&gt;&lt;FONT size="4"&gt;&lt;STRONG&gt;I&lt;/STRONG&gt;&lt;/FONT&gt; never said it wasn't!&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2013 23:21:32 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2019340#M104494</guid>
      <dc:creator>cee-dee</dc:creator>
      <dc:date>2013-09-26T23:21:32Z</dc:date>
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      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2019348#M104497</link>
      <description>&lt;P&gt;I know - it's difficult to have a debate when only one side of the argument is being put forward &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://community.ebay.co.uk/i/smilies/16x16_smiley-lol.png" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 26 Sep 2013 23:28:41 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2019348#M104497</guid>
      <dc:creator>upthecreekyetagain</dc:creator>
      <dc:date>2013-09-26T23:28:41Z</dc:date>
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      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2020648#M104519</link>
      <description>&lt;P&gt;When we do retire we are not even allowed to go abroad to enjoy ourselves now!!!!. Makes me mad. They cannot even respect people who have worked hard a lifelong through.!!!!!!!!!!!!. Give us a break.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;img id="womanmad" class="emoticon emoticon-womanmad" src="https://community.ebay.co.uk/i/smilies/16x16_woman-mad.png" alt="Woman Mad" title="Woman Mad" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 27 Sep 2013 11:25:33 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2020648#M104519</guid>
      <dc:creator>rose2008-2008</dc:creator>
      <dc:date>2013-09-27T11:25:33Z</dc:date>
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      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2021346#M104528</link>
      <description>&lt;P&gt;This THREAD is spam..&lt;/P&gt;</description>
      <pubDate>Fri, 27 Sep 2013 13:56:40 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2021346#M104528</guid>
      <dc:creator>tommy.irene</dc:creator>
      <dc:date>2013-09-27T13:56:40Z</dc:date>
    </item>
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      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2021872#M104532</link>
      <description>&lt;P&gt;Sounds like your an ex-pat, gramps. Was on radio.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Yes as someone else said, out goes winter fuel thing for the old dears leeching away in the sun.About time&lt;/P&gt;</description>
      <pubDate>Fri, 27 Sep 2013 15:48:36 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2021872#M104532</guid>
      <dc:creator>dinkydoo.doo</dc:creator>
      <dc:date>2013-09-27T15:48:36Z</dc:date>
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      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2022116#M104534</link>
      <description>&lt;P&gt;WFA will be means tested for all pensioners..&lt;/P&gt;</description>
      <pubDate>Fri, 27 Sep 2013 16:34:28 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2022116#M104534</guid>
      <dc:creator>tommy.irene</dc:creator>
      <dc:date>2013-09-27T16:34:28Z</dc:date>
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      <title>Re: EX -Pat pensioners to get reduced pension if living abroad</title>
      <link>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2022172#M104536</link>
      <description>&lt;P&gt;Very odd that no newspapers or TV&amp;nbsp;have picked it up, and no one else seems to have heard about it.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;What's the reasoning behind it?&amp;nbsp; If foreign nationals can get a full pension if they return to their country of origin after working here for 30 odd years, quite rightly,&amp;nbsp;why shouldn't&amp;nbsp;UK ex-pats be able to get the same.&amp;nbsp; A reduced pension is not the same as stopping their winter fuel allowance.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I think you have either misheard,&amp;nbsp;misunderstood or are&amp;nbsp;making&amp;nbsp;it up. From the way you are expressing yourself you obviously have an ax to grind.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 27 Sep 2013 16:43:10 GMT</pubDate>
      <guid>https://community.ebay.co.uk/t5/The-Round-Table/EX-Pat-pensioners-to-get-reduced-pension-if-living-abroad/m-p/2022172#M104536</guid>
      <dc:creator>chips-and-brown-gravy</dc:creator>
      <dc:date>2013-09-27T16:43:10Z</dc:date>
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