I sold an item which seems to have been damaged in transit. I have agreed to refund the buyer. eBay has attempted to take the money from my eBay account but (of course) there isn't enough there as it needs to cover postage as well as the payment I received. Ebay then tried to take the money from my linked bank account. My bank, naturally, declined the payment as this was done in the middle of the night without involving me and giving me any chance to approve the transaction.This is all happening...

How does the refund to buyer process work? | Member To Member Support

How does the refund to buyer process work? | Member To Member Support | eBay UK