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robbocop33
Community Member
Posts: 61
Registered: ‎18-06-2004

Can 'any' Paypal payment be reversed?

I'm selling an item in a local freeads paper and the buyer wants to pay me by Paypal.Can he reverse the payment later on?I've heard if i get him to pay 'as a gift' he can't reverse it,is this true?

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zaranvalesasterix
Community Member
Posts: 510
Registered: ‎20-04-2012

Re: Can 'any' Paypal payment be reversed?

in reply to robbocop33

I know you can send an invoice from paypal which he would then pay, that would not then be a gift, I dont know if that can be reversed.

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thimbleshackuk
Community Member
Posts: 7,591
Registered: ‎10-10-2012

Re: Can 'any' Paypal payment be reversed?

in reply to robbocop33

Presumably he'll be coming to collect...? If so, cash on collection only, as you will have no proof of delivery should the buyer turn out to be less than honest. And yes, any Paypal transaction for goods can be subject to a chargeback, or an INR claim.

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thimbleshackuk
Community Member
Posts: 7,591
Registered: ‎10-10-2012

Re: Can 'any' Paypal payment be reversed?

in reply to thimbleshackuk

Sorry - hit the submit button too soon...

 

I have no idea if a gift payment can be reversed, though.

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robbocop33
Community Member
Posts: 61
Registered: ‎18-06-2004

Re: Can 'any' Paypal payment be reversed?

in reply to thimbleshackuk

He's not collecting it,he's too far away,that's why he wants to pay by Paypal.

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tall.dude
Community Member
Posts: 3,216
Registered: ‎07-04-2013

Re: Can 'any' Paypal payment be reversed?

in reply to robbocop33

robbocop33 wrote:

.Can he reverse the payment later on?I've heard if i get him to pay 'as a gift' he can't reverse it,is this true?


No it's not true.

 

What is true is that gift payments aren't eligible for buyer protection, but flip side, that makes them ineligible for seller protection too.

 

ANY bank or card funded PayPal payment, (even echeques), has the potential for a funding provider reversal, (for example, chargeback, direct debit guarantee)

 

Ironically, given some prevailing attitudes to the contrary, the safest way to accept a PayPal payment is for an item you sold on eBay.

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thimbleshackuk
Community Member
Posts: 7,591
Registered: ‎10-10-2012

Re: Can 'any' Paypal payment be reversed?

in reply to robbocop33

robbocop33 wrote:

He's not collecting it,he's too far away,that's why he wants to pay by Paypal.


Then I would send him a PayPal payment request. As long as you send the item by trackable means, I can't see it being any different to selling on eBay or anywhere else online.

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tall.dude
Community Member
Posts: 3,216
Registered: ‎07-04-2013

Re: Can 'any' Paypal payment be reversed?

[ Edited ]
in reply to thimbleshackuk

''I can't see''

 


Seller protection is not a one size fits all deal, it's probably better not to be so blasé about it.

 

Partially eligible, the most common for a non eBay transaction, doesn't protect sellers against claims of unauthorised use (which includes claw backs under the direct debit guarantee and chargebacks).

 

A partially eligible item would only have protection against a claim of non receipt.

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4ufromfiley
Community Member
Posts: 643
Registered: ‎02-02-2007

Re: Can 'any' Paypal payment be reversed?

in reply to robbocop33

To make sure you are fully covered just log onto the PayPal UK pages and have a read.

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eekhorn1
Community Member
Posts: 1,268
Registered: ‎22-12-2003

Re: Can 'any' Paypal payment be reversed?

in reply to robbocop33

Gawd, get to grips with the ins and outs of about 26000  weazel words that sort of adds up to "we can do what we like and your payment is never secure, and indeed we might nick it ourselves" and then pay paypal fees for the privelege, or just tell him  that fee free cash will be fine once he is happy with the goods.

 

Hmmm, tough one.......

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zaranvalesasterix
Community Member
Posts: 510
Registered: ‎20-04-2012

Re: Can 'any' Paypal payment be reversed?

in reply to eekhorn1

Tell them you dont have any accounts and can only accept a postal order!!!

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